We had a discussion after dinner last night about insurance coverage in Ontario, and how it might compare to other places. So I looked on my policy and here is how it breaks out:
Cost for coverage: $507.00 for 12 months.
$50.00 for $2 mil liability, that provides coverage for bodily injury to all involved.
$277.00 for Accident benefits, provides for expenses incurred, such as loss of wages, funerals, travel and living, and other such none bodily expenses.
$9.00 for uninsured coverage, just in case the other person doesn't have insurance.
$75.00 Direct Compensation, provides for the payment of claims even when it's the other persons fault.
$96.00 for OPCF 44R or Family Protection Coverage which mostly provides funds in case there isn't enough available from either the person at fault or other such things,, kind of, it's a lot of reading and can get confusing.
So there you have it. This is for a 1st gen with no collision coverage or fire and theft, the scoot is too old to have coverage, so that would cost some more.