saddlebum Posted August 27, 2011 Share #1 Posted August 27, 2011 (edited) I just got my insurance renewal from Echelon General Insurance Company, through Riders Plus. I thought these guy's were supposed to be biker friendly. It went up approximatly $200.00 to a painful $812.00. That is roughly a 33 % increase, no tickets, no accidents and no claims. That was for one million liability only. No collision, fire or theft, for my 89. How do they justify such a whopping increase at a time when the average worker is lucky to even get a 2% raise If they even get one at all. I know some who haven't had a raise in 4 years and then there are the ones who have even been unemployed. :Avatars_Gee_George: :Avatars_Gee_George: Edited August 28, 2011 by saddlebum Link to comment Share on other sites More sharing options...
1 Canuck Posted August 27, 2011 Share #2 Posted August 27, 2011 For my 06 Venture I was paying 1100. per year @ State Farm. I have had no accidents tickets and I have everything insured through them. I'd rather pay your rate. Link to comment Share on other sites More sharing options...
david Taylor Posted August 27, 2011 Share #3 Posted August 27, 2011 my 01 rsv with progressive is 220/year Link to comment Share on other sites More sharing options...
flb_78 Posted August 27, 2011 Share #4 Posted August 27, 2011 99 Venture, full coverage, $3000 accessories, PIP, Under insured, $250 deduct, $202/yr. Link to comment Share on other sites More sharing options...
BoomerCPO Posted August 27, 2011 Share #5 Posted August 27, 2011 GEICO is sticking it to me here in Loozeeanner....I will be shopping around very shortly!! Boomer.....who sez being caught by the short hairs by the Insurance moguls is worse than giving the pygmies a bath.... Link to comment Share on other sites More sharing options...
Trader Posted August 27, 2011 Share #6 Posted August 27, 2011 can't compare US to Canadian...we lose for sure! I am paying 619 thru Jevco...PL PD only Link to comment Share on other sites More sharing options...
ctraylor Posted August 27, 2011 Share #7 Posted August 27, 2011 I don't know what is going on with you guys insurance but my BMW K1200 LT through Progressive with full coverage is only about 130.00 a year. I was only paying 75.00 a year for libility on my 86 Venture Royale. Link to comment Share on other sites More sharing options...
Little Bob Posted August 27, 2011 Share #8 Posted August 27, 2011 Dairyland ins on 07 midnight $2800 accsessiores $210 yr. Link to comment Share on other sites More sharing options...
Mel Posted August 27, 2011 Share #9 Posted August 27, 2011 2007 Gold Wing, insured by AARP Foremost, residing in Indianapolis, IN. -- $449.00 with pretty good coverage, including roadside assist. Premiums can be higher or lower by quite a bit depending on coverage. Link to comment Share on other sites More sharing options...
dray Posted August 27, 2011 Share #10 Posted August 27, 2011 Dairyland ins on 07 midnight $2800 accsessiores $210 yr. thats what they charge for "high risk" 2007 Gold Wing, insured by AARP Foremost, residing in Indianapolis, IN. -- $449.00 with pretty good coverage, including roadside assist. Premiums can be higher or lower by quite a bit depending on coverage. Same as mine for my 2010 goldwing mine is 440. and change: AARP with Foremost and roadside they even called and asked what size tires on your bike. when i asked why? they told me if you have a flat we can send one on the truck for you; not sure how that would work out but sure was a good feeling when they asked me:thumbsup2: Dray:twing: Link to comment Share on other sites More sharing options...
Brake Pad Posted August 27, 2011 Share #11 Posted August 27, 2011 Dairyland ins on 07 midnight $2800 accsessiores $210 yr. Geico full coverage 427.00 a year Link to comment Share on other sites More sharing options...
XV1100SE Posted August 27, 2011 Share #12 Posted August 27, 2011 09 RSV thru Echelon...$1000. Link to comment Share on other sites More sharing options...
darthandy Posted August 27, 2011 Share #13 Posted August 27, 2011 (edited) I just got my insurance renewal from Echelon General Insurance Company, through Riders Plus. I thought these guy's were supposed to be biker friendly. It went up approximatly $200.00 to a painful $812.00. That is roughly a 33 % increase, no tickets, no accidents and no claims. How do they justifie such a whopping increase at a time when the average worker is lucky to even get a 2% raise If they even get one at all. I know some who haven't had a raise in 4 years and then there are the ones who have even been unemployed. :Avatars_Gee_George: :Avatars_Gee_George: Actually, most companies had a hefty increase this year. They did poorly in some other categories, so sticking it to bikers, boaters, etc. is a great way for them to recoup their losses. They know that there is little we can do about it. That rate through Riders Plus is quite good compared to the $2,300 that I was quoted by at least one other company on my 2000 RSV when I was shopping around...and that was without collision coverage! Oh, don't forget...Riders Plus is just a broker...Echelon is the company that is zapping us. Too bad we can't get that through the states. My car insurance went up $400 this year so I shopped around and saved about $300 of that with CAA Insurance. Andy Edited August 27, 2011 by darthandy Added info Link to comment Share on other sites More sharing options...
jrsain Posted August 27, 2011 Share #14 Posted August 27, 2011 $357 full coverage for 07 RSTD, I'm 63 and live in SW Florida where we ride year round. Link to comment Share on other sites More sharing options...
Sylvester Posted August 27, 2011 Share #15 Posted August 27, 2011 A lot of insurance premiums are dictated by states in the US. I know that North Carolina is high and Florida is low. There are many in between. I have GEICO and they were the cheapest three years ago and have not gone up since that I know of. I will get another bill for the bike soon. I have the cars with them also and that did not go up this year. Link to comment Share on other sites More sharing options...
Mike G in SC Posted August 27, 2011 Share #16 Posted August 27, 2011 South Carolina $463/yr for TWO bikes (2009 RSV and 2006 RSTD) full coverage, good limits. Nationwide (but the actual policy is Victoria, Canadian I think) It renewed in April, I think it went up,, say $40. But that was dropping my Strat for the RSV. Mike G in SC Link to comment Share on other sites More sharing options...
BuddyRich Posted August 28, 2011 Share #17 Posted August 28, 2011 I use Markel. Link to comment Share on other sites More sharing options...
bongobobny Posted August 28, 2011 Share #18 Posted August 28, 2011 Around $300 or so for full coverage on the trike. The '84 costs me a whopping $90 per year bare bones coverage... Link to comment Share on other sites More sharing options...
Rocket Posted August 28, 2011 Share #19 Posted August 28, 2011 No comparison between the states & Canadian or from province to province. ICBC (BC Govt) with its rippoff rates, is over $800 for PLPD on the 83 VR (after a 43% discount), same coverage in Alberta is $60. :mo money: Good thing I haven't been home for long, so I can delay doing the switch over, for a bit. Link to comment Share on other sites More sharing options...
BradT Posted August 28, 2011 Share #20 Posted August 28, 2011 09 RSV thru Echelon...$1000. Same here. Actually went down 30 bucks a month, thanks to Aviva wanting to jack the price 65%. Ben seems like a far deal. Go ahead and shop it. Brad Link to comment Share on other sites More sharing options...
Marcarl Posted August 28, 2011 Share #21 Posted August 28, 2011 Got all my auto insurance with Economical Mutual, they even offered to insure my scoot. I took them up on it, seeing as they were the cheapest going,,,,,,,less than $500 for PL and PD Link to comment Share on other sites More sharing options...
BradT Posted August 28, 2011 Share #22 Posted August 28, 2011 less than $500 for PL and PD What no Collision ?? Thought you first genners believe your first gens are priceless ?? Brad Link to comment Share on other sites More sharing options...
saddlebum Posted August 28, 2011 Author Share #23 Posted August 28, 2011 What no Collision ?? Thought you first genners believe your first gens are priceless ?? Brad They are that is why we can't afford collision Link to comment Share on other sites More sharing options...
Rocket Posted August 28, 2011 Share #24 Posted August 28, 2011 They are that is why we can't afford collision Both of mine, currently have full coverage, at $500. each. I am not looking foward, to switching back to BC rates. Link to comment Share on other sites More sharing options...
Rick Haywood Posted August 28, 2011 Share #25 Posted August 28, 2011 Markel. full coverage plus $3500 accessories coverage $149.00 per year Link to comment Share on other sites More sharing options...
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