Guess you'll have to make up your own mind, but things do change, sometimes for the better and sometimes the other way. ME? I think I would sit tight on the decision for a few months. I am quite in the same boat as we didn't ride all that much this summer. Some of that had to do with the weather, some with what ever else kept us busy, some of it deals with Marca's health. A feller wonders if the insurance cost is worth it or if the funds can be put to use somewhere else to be more effective. Yep, it's your situation and yours to decide, but for me, I figure if I would only put on a couple of thousand it would still probably be worth keeping, seeing as I already have it. Now, if I didn't have a scoot at this time, I don't think I would go to buy one,,,maybe!
So, blessings in your thoughts and decision.