I can only dream of $234.00/yr for bike insurance here in Canada. My 85 VR costs me $1006.00 for this year alone. No collision, $1,000,000 liability. (which i think is a joke since if I crash into a car...who's more likely to die?) Riding season is MAYBE six months. I believe I'm in the wrong business...should have gotten into insurance. They never lose money.
Thomas