I have never figured out how in my 6000 lb truck they can make me wear a seat belt. On the motorcycle I have an option of wearing a safety device? Daaaaa On the Obamacare thing, its totaly understandable. While I was active duty military (gov provided health care) on base we were required to wear helmets, shoes etc. They told us thar even though Oklahoma state law did not require a helmet, our health care may not pay for our injuries if not wearing a helmet. In a way it makes sense. If you dont care enough about protecting yourself, why should they. If you sign off on your insurance that you dont want to be hooked up to machines for 10yr or something fine. In nonhelmet law states everyone pays for the higher "probability" of long term major head trauma recovery and life support. Just some observations.