Michigan Insurance Co, 374.00 + 130.00 the mandated state assessments per year. personal liability 100,000/300,000, property damage 100,000, medial excess & work loss replacement income, 1,000,000 property protection, uninsured motorist 100/300, mini-tort liability, deductible 250.00 comp and collision, + 3,000 in custom equipment coverage.