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Showing results for tags 'liability'.
Found 3 results
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I just got the figures from ICBC for my insurance coverage on the scoot and full coverage with $1,000 deductible and max discount will run me $2,038 for the full year. Not being satisfied with that, I did some poking around because I knew that somewhere I should be able to get private insurance beyond the basic ICBC 200,000 PL&PD. I found that I can get it from Coast Capital. Quote Summary: $455.00 ..... Annual Premium $12,500 ..... Declared value of the bike $500 ..... Declared value for riding gear $400 ..... Declared value for helmets $1 million Third party liability $1,000 ..... Deductible $40.57 ..... Monthly payment This is for Collision, Comprehensive, and 3rd party liability to 1 million. The policy also includes Travel Protection (if your bike is stolen or you are involved in accident away from home), Emergency Service Expense, and Lock Re-keying (if keys are stolen). Additionally, if you only insure with ICBC for 6 month's, the Coast Capital becomes a "storage policy" with the exception of the liability which would not apply once the ICBC policy expires. This is a substantial savings and I will definately be getting my extended insurance from them.
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Its time to renew my motorcycle insurance policy with Progressive. I have Comprehensive and Collision on my RSTD and liability only on my Triumph and Suzuki. I am going to have to add a 4th bike later this month when I pick up the Millenium RSV I've bought. Progressives base/minimum price for liability only is $75. They are charging me the full $75 for 2nd and 3rd bikes, and I presume the 4th as well. Since I can only ride 1 machine at a time, and the policy doen't cover other riders, I feel there should be a substantial discount for insuring bikes 2, 3, 4, etc. But there's not. Do other US companies provide a better multi-bike discount ( I've seen the horrible charges our Canadian friends are paying..)
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I see posts all the time about shopping for insurance. I know that it varies greatly by location, driving record, many other things. I'm just curious about who pays the very least. Whether it be only liability or whatever. I just paid mine online this morning. I've never carried anything but liability on my RSV since the day I bought it. I pay $99.00 per year through Progressive. Anybody paying less? I'll bet there is.
