Gross negligence on the part of the driver medical condition or not. A good attorney could help get this handle with one letter. Get one immediately if not sooner. No one says also you have to agree with the adjustor, or take his first offer. If your policy is replacement cost policy they have to replace or restore your house to 100%. They cannot adjust for age if it is a replacement cost coverage policy. I am not a lawyer so this is not legal advice but something you would want to consider.
CLOWN!!!!!!!! I dropped a handful mash potatoes when I saw that remark. Just lost my appetite after seeing that being said about all you fine people....lol:stirthepot: