Yeah, I had gotten my USAA moto insurance back when they offered it...When I went to add this new scoot they transfered me to Progressive. Much better rates than I was getting through USAA anyway. USAA said they were charging based on a auto policy, that's why it was so much more. Since I was shopping around I ended up moving ALL of my policies (3 cars, 2 motorcycles and home) away from USAA...this is after 15 years being with them. In the past they were the best rates and good CS, but over the last few years they just kept raising my rates again and again...I ended up getting home insurance from Geico for 1/2 what I was paying at USAA...that's a big difference ($800 a year difference), same coverages.