A Cowboy Bank Loan!

[Nemo]

A Cowboy from Sweetwater, Texas walked into a bank in

New York City and asked for the Loan Officer. He told the

Loan Officer that he was going to Paris for an

International Rodeo for two weeks and needed to borrow

$5,000.00 and that he was not a depositor of this bank.

The bank Officer told him that the bank would need some

form of security for the loan, so the Cowboy handed over

the keys to a new Ferrari.

The car was parked on the street in front of the bank.

The Cowboy produced the title and everything checked out.

The Loan Officer agreed to hold the car as collateral for the loan

and apologized for having to charge him a 12% interest.

Later, the bank's President and it's officers all enjoyed

a good laugh at the Cowboy from Texas for using a $250,000

Ferrari as collateral for a $5,000 loan.

An employee of the bank then drove the Ferrari into the

bank's private underground garage and parked it.

Two weeks later, the Cowboy returned,

repaid the $5,000 and the interest of $23.07.

The LoanOfficer said, "Sir, we are very happy to have had

your business, and this transaction has worked out very well,

but we are a little puzzled. While you were away,

we checked you out on Dunn and Bradstreet and found that

you are a highly sophisticated investor and a multi millionaire

with real estate and financial interests all over the world.

Your investments include a large number of wind turbines

around Sweetwater Texas.

What puzzles us is why would you bother to borrrow $5,000?"

The good ole' Texas boy replied,

"Where else in New York City can I park my car for two weeks

for only $23.07 and expect it to be there when I return?"

Don't mess with TEXANS!

[Eck]