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Found 2 results

  1. To bring everyone who is interested up to speed, I have made a settlement with State Farm on my bike. I have kept the title of this post Hit & Run, even though after the woman was told there was a video of the event, she no longer denied hitting my bike. If you are interested in the whole saga, the other posts are at the bottom detailing the highs and lows. Even though she was charged with driving on a suspended license and improper backing while driving her boyfriend's F150 Ford pickup truck, State Farm took liability. I was a bit anxious when I met with the State Farm adjuster, but I was pleased that on several occasions, he stated that I had a real nice looking bike. He was impressed with the condition and especially the paint. I don't think he expected this when he came to look at a 25 year old Yamaha. I got a call last Tuesday from State Farm wanting to settle on the damage. The first thing the woman said was they had done some research on an 83 Yamaha Venture and determined the value was something over $3,000. That surprised me right from the start. She said they were not taking issue with any of the submitted estimates, but this did take the payoff to more than the value of the bike. She asked me if I wanted to keep the bike and I told her I hope so. She stated that an option would be for the bike to be totaled and me buy it back. She then stated that if I would sign a release and fax them a copy of my title, I could buy the bike back for $200 and she would take that out of the total and send me a check for $3,162. She also stated that they were not going to notify the state of Tennessee, so I would not get a "salvage" title. She said she would immediately process the claim. I went home during lunch and picked up my title and signed the release and faxed it back. By Friday, I had not received a check, so I called the woman and found that she had just left on a weeks vacation. I gave the woman that answered my claim number and she pulled it up on the computer and stated the fax had not been received. They have a fax system that is received on a computer and it sorts it according to the claim number. We ended up having to use a regular fax machine for her to have it in hand. She stated she would process it today. So, my plans are to take the fairings off and realign the upper frame and fix some plastic and get the worked areas repainted. I am also going to get the right bag painted on the outside and replace the left bag and paint it. I also need a right front signal light and will have to do some work on the plastic panels that hold the speakers, or replace them. I also plan on replacing my rear Avon tire with an Elite III and I am going to get a PC680 battery. I appreciate the interest expressed with my emotional highs and lows I have been dealing with and the encouragement. I feel a little guilty about how this has turned out, given others, such as Yammer Dan have been through so much crap. RandyA
  2. Yesterday after several emails and phone calls I struck a verbal deal with a dealer in Coldwater MI for an 07 RSV blue/raven for $13,679 plus a doc fee of $160 and tax or course. Now this was contingent to financing which was no problem. I have a fraud alert system on my credit so that no can look at it without my permission. After getting approved I called the dealer several hours later to see where things were at. The salesman had NO idea and said he was waiting on a fax from the fraud system that on my credit. So that was yesterday. Now move foward to today. At about 10:00 I called the salesman to again to see where things were. Guess what, he again had no idea and said he was still waiting for a fax. Well I had to go watch my daughter soccer game which was over at 15:00. I called him back just to hear him say he was waiting for the fax. At this point as you can guess I'm getting a little steamed. I asked him what kind of fax are you waiting for and what can I do to help. He say's I'm waiting for a fax to see if I was approved. I explained to him I was approved yesterday and that he shound have know this. He tells me he would get with the F&I guy and call be right back, which he did to tell me I was approved (no kidding). He then wants my credit card number to hold the bike. Before I would give him the number I of course wanted to know what the terms were that the F&I guy had come up with, well he had no idea. I had to leave to go to work and told him I would call back when I got to work to see what the terms were. I called him back at 17:45 to hear him say he did not know the terms but I could speak with the F&I guy to get them. So the F&I guy got on the phone to tell me he was able to get me a $212mo payment. Well ok that about what I was looking for. Now for the terms. 96 month at 9.99% ya right like I'm going to do this. I'm like "you got to be kidding me". I explained to him according to my math and my credit score of almost 800 I should be able to do 72 mo at 7.99 with a payment of just under $200 with my down payment several grand. So he re does the math at 72 7.99% and comes up with around $250 mo. I then ask him how much $$ he was trying to finance, thinking he foget about my down payment. $15,461 was his number. Why so much you ask when the sale price was $13,679. Heres why $425 frt fee, and $372 set up and a few other charges. And thats not the clincher the bike a several 1000 mile on it the the salesman forgot to tell me about. Needless to say I killed the deal on the spot. I thinks I'll go test ride a goldwing next week.
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