Search the Community
Showing results for tags 'hmo'.
Found 1 result
-
I turn 65 next month, and my current medical insurance policy terminates when I become medicare eligible on the first day of December (the month of my birthday). What a complicated lawyer and accountant sucking system this is. With the govt paying a significant part of my hospitalization and subsidizing out patient type care, my personal insurance costs are more than tripling from November to December. And there are plans, and parts, and copays, and deductibles and exceptions out the wazoo. I've spent a couple weeks trying to make sense of it all and have decided a lot of it will never make sense. Prices from one insurance company to the next vary a lot of $$$ I've had medical with the same HMO for 35 years, but my zipcode isn't in the table they gave to social security as being in their coverage area, never mind that they have a doctors office and major hospital only 20 minutes from my house. So after going round and round with them, the HMO will file an exception (of some kind) on my behalf so I can stay with them. I have to move into their Medicare Advantage HMO Plan at age 65 I did come real close to jumping ship and getting a medicare plan F supplement policy from an insurance company, it would be slightly more costly, but a bit more flexible than my HMO. But after 35 years with the same plan, I'd prefer to stay pat. And my HMO has their own pharmacy, so I wouldn't need a Medicare Plan D for pharmacy insurance. Dental insurance at age 65 goes up 50% even staying with the same company (nothing to do with medicare). My advice to those age 64, is start to read everything you can about the system instead of waiting until the last month like I did. and. try not to take this thread too political.
