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I just got the figures from ICBC for my insurance coverage on the scoot and full coverage with $1,000 deductible and max discount will run me $2,038 for the full year. Not being satisfied with that, I did some poking around because I knew that somewhere I should be able to get private insurance beyond the basic ICBC 200,000 PL&PD. I found that I can get it from Coast Capital. Quote Summary: $455.00 ..... Annual Premium $12,500 ..... Declared value of the bike $500 ..... Declared value for riding gear $400 ..... Declared value for helmets $1 million Third party liability $1,000 ..... Deductible $40.57 ..... Monthly payment This is for Collision, Comprehensive, and 3rd party liability to 1 million. The policy also includes Travel Protection (if your bike is stolen or you are involved in accident away from home), Emergency Service Expense, and Lock Re-keying (if keys are stolen). Additionally, if you only insure with ICBC for 6 month's, the Coast Capital becomes a "storage policy" with the exception of the liability which would not apply once the ICBC policy expires. This is a substantial savings and I will definately be getting my extended insurance from them.
