I wear a Tourmaster heated jacket under my Tourmaster mesh jacket with rain liner installed, Gerbings heated gloves, and a modular helmet. ( When I wore an open face helmet I also wore a balaclava.) On the bottom I wear thermal underwear, motorcycle denims, and rain pants. On my feet wool socks and very waterproof cycling boots. I have never had to turn the electric past the mid point settings. I do ride a full faired RSV. Two weeks ago I returned from a weeklong trip were the last day started at 26 degrees and ended at 45 degrees. I had an enjoyable last day. During 50 years of road riding I have cobbled together countless riding outfits attempting to stay warm and dry. And I have experienced many miserable days in the saddle being wet, cold, or wet and cold. I finally started researching quality gear, prioritizing my spending, and those miserable riding days came to an end. You can spend much more and get better gear than I but mine has been more than sufficient. I hope this helps.